You are here: Home / Money

Increase Your Financial IQ Book Review ? Part 2: Protecting Your Money

March 27, 2011 By hstowork Leave a Comment

Once you have learned to solve problems and earn some money, the next thing you need to do is to protect that money from what Robert Kiyosaki calls “financial predators”.  Real world predators do not always look the part. Sometimes, they are ordinary people with well-meaning intentions.  Their job is to “legally” take money from your pocket…and your job is to “legally” have them take as little as possible.

According to the book, there are 7 financial predators you need to protect your money from.  They are:

Bureaucrats who legally take money from you through “taxes” Taxes are your single largest expense Know which type of income you’re earning money from and paying in taxes Earned Income – salary, commission, etc Portfolio Income – income from paper assets such as interests, dividends, etc Passive Income – royalties, rental income from real-estate, licensing, etc Bankers who legally take money from you through “fees” Banks and credit card companies charge you with all kinds of fees, some of them you or your company might not even be aware of For every dollar you have in the bank, the bank can lend out twenty dollars to your credit card.  The bank pays you 5 percent for one dollar and makes 20 percent on twenty dollars.  That is how banks make money. Brokers who legally take money from you through “commissions” Look for brokers who are students of their profession and invest in what they sell For real-estate brokers, ask them how many properties they are invested in. For stock brokers, ask them which stocks they personally invest in. “Good” brokers make you rich, “bad” brokers make you poor.  Build a relationship with “good” brokers. Businesses who legally take money from you through “profits” Buy products that make you rich Poor people buy products that make them poor, paying them for years with a very high interest rate Brides and Beaus who legally take money from you through “alimony/marital asset split” Get a prenuptial agreement before you marry Think of your exit plan before you enter into the agreement Brothers-in-law who legally take money from you through “inheritance or financial wishes” Consult an estate planning specialist to plan your exit Use legal vehicles such as wills & trusts to protect your wealth from death predators Barristers who legally take money from you through “court & legal fees” Hold assets of value in legal entities instead of your own name You must buy insurance before you need it…not the moment you need it.

Rich Money Habits Review Notes:

Protecting your money is like plugging holes.  You first need to be aware what the holes are before you can actually plan on fixing them to stop the cash from flowing out. Learning to protect your money is a never ending process as the rules regularly change.  The ways to protect your money yesterday may no longer be able to protect your money today or tomorrow. Protecting your money reduces your expenses. The more money you keep, the more money you can utilize for productive endeavors.

Rich Money Habits @ http://www.akosiallan.com helps you discover and learn how to build long lasting rich money habits so you can achieve financial freedom with peace of mind!


Article from articlesbase.com

Find More Money Articles

Filed Under: Money Tagged With: , , , , , ,

Money! Money! Money! Do you need them, get via No teletrack payday loans!

March 27, 2011 By hstowork Leave a Comment

Article by lisa blogger

Money! Money! Money! Whom ever you ask. Do you need money? There are 99.99% chances that they will say yes. We need money badly. The world has been pacing up so fast that to maintain sync with the world you are in instant need of money all the time. But it’s not always possible to get money the time you need it.

There are many factors which hampers your need of money. The first and foremost reason not to get money is your bad credit history. If you are a bad creditor then there are 100% chances that your traditional loan request will not be approved. And you will have to ask your friends or colleagues for money. In many cases they will also deny money after seeing your financial position. This is very frustrating and disappointing. But the fact is that you still need Money! Money! Money! SO where to get from, the answer is simple, No teletrack payday loans. No teletrack payday loans, solutions to all your problems. Designed in such a way that it gets approved within 24 hours of application for loan. And that loans without credit checks.

So it doesn’t matter if your credit history is not good. In either of the case you are eligible for getting No teletrack payday loans. So you just need to go online search for the best firm available offering No teletrack loans at best rates and interests as per your requirement. Fill up the simple application form with all the details and your checking bank account number. And you will be surprised to find that No teletrack payday loans amount is directly credited to your checking account within hours. This is the beauty of No teletrack payday loans.

So availing Money! Money! Money! Was not as easy as it is now. And this is made possible due to No teletrack payday loans. But always take care that the interest rates are always on higher side. So you have to be very much prompt to pay the loan amount on time. And the best thing about No teletrack payday loans is that you can get improvement in your credit history, clear all your debts and bills. And give your family reasons to smile. The best way to avail Money! Money! Money! In your wallet.

Now money must be going round and round in your mind. But you should always keep in mind that to avail No teletrack payday loans you need to be a permanent resident of America, above 18 years of age. Have a checking account and most important of all you must be employed having salary at least 1000 dollars. And if you are eligible in all then you are eligible for No teletrack payday loans. So apply today for No teletrack payday loans and get Money! Money! Money! In your checking bank account.

About the Author

Article written by Lisa editor of http://www.notelepaydayloansforu.com a website related to information regarding no teletrack payday loans,no teletrack loans or getting loans without credit checks.Lisa specializes in writing articles, press releases and journals.

Filed Under: Money Tagged With: , , , , ,

The Free and easy way to make money online

March 27, 2011 By hstowork Leave a Comment

A version of me

Okay – so you want to make money online but:

You don’t want to pay for the privilege – you are broke so can’t afford to pay for it
You don’t want to create website
You don’t want to learn about SEO, PPC and all the other acronyms that you can’t be bothered to find out the meanings of
You just want a quick and dirty way of making money

So this is you ? Okay read on – I’m about to break down the simplest way of making money online. And it’s FREE. There are no additional click after this,or clicks taking you to an affiliate website etc – this is bare bones honesty gleaned from tons of money making ebooks, research, websites, ideas etc, minus the bullshit and egos.Remember the adage – “Nothing will work unless you do”? Well even if you are lazy – this method still entails a few clicks and then a few more clicks every day on an ongoing basis. You can sit back and do nothing, and you will still earn clicks and money, but the more your click the more money you will make.

Follow this step by step easy as pie guide and then mail me when the money starts rolling in. Here goes:

Sign up with Clickbank dot com  – choose an ID that is easy to remember then remember it.
The top 4 money making Click Bank niches are internet marketing, weight loss, dating (i.e. how to get the girl or guy) and  muscle building.
In Clickbank – click on ‘Marketplace’ and type in any one of the niches above in the “Find Products” box.
You will then see a list of products that fall in that niche for you to promote.
Next click on the drop down “Sort Results By” and select “Gravity”.
Choose all the ones you are interested in by clicking on “Promote”.
You will then get a pop-up screen that will give you the link to promote so that you can earn commissions on those items.
Copy and paste those links into a document and call it “My Money Makers”.
Now you are ready to start making money and these are the simplest, easiest, laziest ways of doing it. Are you ready – okay let’s go.

Promoting your niche products

Twitter

Create a Twitter account applicable to your niche. E.g. Weight Loss. Use a memorable and enticing username.
Create an eye catching profile image with a sexy skinny girl or guy.
Put in your profile information something like “I help people to lose weight and keep it off”.
Use the affiliate link from the niche product you selected in Click Bank as your website link. To disguise it you can use Tiny dot CC to change it to something else.
The go to the twitter page of someone famous or someone that is influential in your niche. E.g. Oprah
Then follow their followers like crazy so that they will either follow you or click on your link to read more about you. This part is simple – you just click on their “Followers” link then click “Follow” next to their names. Click, Click, Click.
RT their tweets and add affiliate link into the retweet
Tweet an interesting fact related to your niche with a link to your affiliate link
Reply to people tweets with a relevant comment and a link to your affiliate link
Say something controversial or enticing with a link to your affiliate link. I think you get the picture, any interaction you have on Twitter – include your affiliate link related to that niche.

Yahoo Answers

Sign up using the same username for the niche as you did for Twitter (makes it easy to remember).
Then search for questions that fall into your niche, e.g. “Lose weight”.
Answer their questions and link to your affiliate link Make your answer as natural sounding as possible, don’t make it a sales spiel. E.g. “You know I had this same problem and it was tough, but I found something that seems to work. I only lost 2kgs in the first week, but I’m losing more each day, I weigh in this weekend, so excited I can’t wait !  I used this – try it you never know” – then include your link to how you lost it. And also add your link as a reference.
Answer as many questions as you can in your niche every day.
You can do this on any site where people ask for advice.

Facebook

Sign up for a Facebook account using the same details as Twitter.
Simply search for  fan pages that have alot of followers. Famous people work well. Use the top 10 famous people for a list. (Google is your friend). Country names such as “India”, “Nigeria”, “Japan” etc work well too. Fan Pages work better as you don’t have to wait to be accepted. Friends is a waste of time don’t go there.
Simply “Like” the fan page which will allow you to post something on the page wall.
Post an enticing post with a link to the tiny url of your affiliate link.
Don’t do this on too many walls too many times or Facebook will block you. But do choose really famous walls with alot of wall activity – you can see this by the posts on the wall.

Commenting

This one can get annoying if you have to post in forums and get tired of creating new profiles for each forum, however it works very well. However doing just that gets clicks to your affiliate links. Google forums that fall into the niche you chose, then join up and reply on posts. Make it relevant and natural. Then use your link in your signature and as part of your profile. Use an enticing photo for your profile always.
The other highly lucrative place to comment is on relevant blogs in your niche. Don’t copy and paste comments, type something new and natural.

Youtube

Create a profile, same premise as above.
Comment on high traffic videos in that niche. Don’t put the link in your comment, but rather on your profile.

Email

If you don’t mind spamming your friends, then create an email that entices them to go and visit the link, especially if it’s a niche topic that you know they would be interested in.
Encourage forwarding of the email to win a prize (preferably something unused that you own already else you’ll have to fork out some money for it).

Fiverr.com

This method is the by far the easiest and laziest one out there but it’s going to cost you . On Fiverr.com, search for “Social Networking”. You will then get a listing of hundreds of people who will promote anything you want for .
Choose someone that has good feedback and lots of Facebook fans or friends or followers. Pay them via Paypal through the site and allow them to promote your link for you.Once the money starts coming in, you can pay over and over again with different product niches.
There you have it. If you don’t make money on any of these tips – then tweak it until you find the one that works for you. The only way to make this work is by doing it over and over again, every day. The more you do it, the more you will make.

So did I make money using these methods?

Yes. I am by no means a millionaire. I have hundreds of usernames (The Money Maker list helps me out on this one). This is with a full time job. Do I want to be a famous IM’er – no. I simply want to show others that it is possible to make money on the internet, and it’s not difficult.

I hope you enjoyed this article as much as I enjoyed writing it. You can show me appreciation by clicking on all the Adsense ads on the page – there’s alot hey – I know – but it works – money comes in – or leave a comment. If you absolutely hate it or want to SEO bash me on the head – then by all means do so – but please be gentle. I need this brain to continue clicking and making money.

xo

Athena

PS. I couldn’t resist adding this PS link only because it’s such a classic IM give away lol. If you are an obsessive clicker-on-IM-links – then by all means click here to be taken to a great program you can use if you simply MUST have a website and want to grow a list of loyal subscribers that you can sell to. I wrote a review for this one which should be posted soon.

Copyright – You may use this article – provided you link back to www.pushbuttonmoney.co.za – else I will Fiverr.com your reputation.

Filed Under: Money Tagged With: , , ,